CabPay Loan is a short-term consumer loan designed to meet urgent financial needs, with interest calculated based on the number of days the loan is used.

In the UBCab Driver App, go to Wallet → Loans → Calculate Credit Limit and provide the following information: Complete your personal information Complete KHUR and DAN identity verification, Upload a selfie with your national ID, Accept the Credit Limit Agreement, Your eligible credit limit will then be automatically calculated based on the information provided.

Once your credit limit has been approved, you can apply for a loan based on your financial needs. By entering and confirming the required loan terms, the sub-loan agreement will be considered completed, and the loan will be disbursed.

You can view your active loan details in the UBCab Driver App → Wallet → Loans → My Loans. From the loan details section, you can make repayments according to the repayment schedule and settle the loan in full.

If a loan payment becomes overdue, the overdue information will be reported to the Credit Information Database starting from the 31st day of delinquency.